“And then finally, I think we would all be foolish not to believe that the technology industrial revolutions that’s existing today is going to have disruption on our businesses. So making sure that we’re investing in things that may be won’t be meaningful or material in even the next five years, but that we think could be very disruptive to the business over the long run.
And so that’s — you see some of the investments that we’re doing in things like a token vault, and also our innovation lab, which really just enables us to keep an eye on where the industry is evolving”
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